I understand that Asset Finance Limited are asking me for personal information about me so as to use that information to obtain further information about me from third parties.  I understand that the information Asset Finance, their employees or agents (“Asset”) obtain will be used for the purpose of: 

·                     Assisting Asset in making a decision on whether or not to provide me with credit and

·                     Enforcement of my contract if I default in my obligations to Asset.

The information Asset collects may consist of (but is not limited to) details of my assets, liabilities, income, employment, credit history, address details and contact information. 

The third parties that Asset may query include:

·                     Any trading bank, finance company, credit union or other financial institution.

·                     Any credit reporting service or agency (including but not limited to Baycorp Advantage).

·                     Any government agency (including but not limited to LTSA, LINZ, PPSR, IRD and WINZ).

·                     Other third parties as required by Asset for the purpose stated above. 

I understand that:

*           This authorisation compels any third party to give Asset the information they request.

*           Neither Asset nor any third party needs to contact me before the third

            party furbishes the information Asset requests.

·                     The third parties Asset gives my information to may retain that information and use it to provide their own service. 

1.       The Privacy Act 1993 restricts the parties to whom Asset or any third party may divulge my personal information.

2.       In providing a service, a third party (e.g. a credit reporting agency) may disclose information Asset has given to them about me, to their own customers.

·                     Asset may use my details to provide me with information about their promotions and products.

·                     If I default in my obligations to Asset, information about that default may be given to third parties (e.g. a credit reporting agency). 

I authorise all persons, organisations, companies, government agencies and other entities to provide Asset with any information about me they reasonably request.  I retain the right to cancel this authorisation at any time in full or part by giving signed notice to Asset, provided however that I no longer have any contractual obligations to Asset.